The Credit Union is a not-for-profit cooperative, owned by the people doing business there. This means you're not just a customer at the Credit Union; you're a shareholder. In other words, you'll receive friendly, personal attention from a courteous staff member at any of our locations.
Heart O' Texas Federal Credit Union serves all active duty personnel of the U.S. Government who have commissary and post exchange privileges as well as retired annuitants of the U.S. Government. The Credit Union also serves all federal government employees working or headquartered in Hill, Bosque, Coryell, Limestone, and McLennan counties in Texas; city and county employees, plus select employee groups, and all immediate family members related by blood or marriage. Anyone who lives, works or goes to school in McLennan, Bell, or Coryell county is eligible to join.
At the Credit Union, our policy is "once a member, always a member". If you move, retire or change jobs, you retain your membership with all its benefits. It's easy to see why you're on solid ground as a member of Heart O' Texas Federal Credit Union! Call the Credit Union for specific information on eligibility.