Waco   Raytheon    Killeen     Copperas Cove 

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There are going to be times when you will need some financial assistance, times when your Credit Union can give you a helping hand.  At Heart O' Texas Federal Credit Union, loans are made to finance cars, boats and even homes.  Loans are made available for many additional worthwhile purposes.

Two types of loans are offered by the Credit Union -- signature and secured.  A signature loan requires only your signature as collateral.  Secured loans require tangible collateral, such as a boat or a car, for security.  Loans are made in accordance with policies established by the Credit Union's member-elected board of directors, and are granted based on the member's credit history, collateral and ability to repay the loan.

Since the Credit Union is here to serve you, we also offer MasterCard and VISA at a low annual percentage rate with no annual fee.  Contact the Credit Union for current loan rates, terms and amounts financed.